Lend with Confidence. Automate Collections. Grow Your Agri-Portfolio.
Banks, MFIs, and SACCOs see the potential in smallholder agriculture — but face high default risk, manual processes, and limited visibility into borrowers’ real productivity. AgroTrack Cloud changes that. By connecting your lending workflows to verified farm-level data — crop area, input use, harvest timing, buyer contracts — you can assess risk more accurately, structure smarter loans, and automate repayments at source.
No more blind lending. No more chasing repayments. Just lower risk, lower cost, and higher scale.
How It Works for You
- Data-Backed Credit Decisions
Supplement traditional underwriting with verified farm activity — planting dates, input purchases, off-take agreements — to approve more farmers, safely. - Input & Production Loans, Digitally Managed
Disburse funds directly to agro-dealers via e-voucher — ensuring inputs are purchased and used. Link repayment to harvest proceeds. - Auto-Repayment at Harvest
Trigger repayments automatically when farmers sell — via direct deduction from aggregator payouts or buyer settlements. - Portfolio Risk Dashboard
Monitor exposure by crop, region, and season. See early warning signals (e.g., delayed planting, drought alerts) — and act before defaults occur. - Impact Reporting for Donors & Regulators
Generate verified reports on # of farmers served, gender inclusion, yield impact — ready for ESG, central bank, or donor requirements.